# Top-up Collateral

### Step 1: Go to My Account

1. Navigate to the Menu Fixed Rate Lending
2. Select My Account from the options.

![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXf_IFHzEZaVemPP9NrOwk2UkxZpRSGdlf2OIME-oa854xmeYY75lr4QOnARoAgtKF4TD4GVUkF2lPkknThbPPwmfGDaiVhITtpfQ9Y7uIR6S8Yz_cH3ZWjRUbduTgKdEUZST1qr?key=uUZN19F4shulBnjhlrulQA)

### Step 2: Select the Loan to Top Up

1. In your account, find the loan that you need to modify.
2. Choose the loan with the low Health Factor (HF) that you wish to adjust.![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXeNgnXBZv0r5yIJLTPaKmT38IuCl6apGHoJzd9bdykCQLNZBGN_-5YqEB-Tl9tdGt_m77Ke5dArSuBtlxwGuLWuAgKe4GgvuUNm5ZcKj-FJ6AM_ZRZKZ-noFWXB3GneAwXOZUBo?key=uUZN19F4shulBnjhlrulQA)

### Step 3: Add Collateral

1. You will be able to add more collateral to the loan, but you cannot reduce the existing collateral.
2. Select the token of collateral you want to add and enter the amount.

### Step 4: Review HF and Collateral Value

1. After adding collateral, review the updated Health Factor (HF) and the total collateral value.
2. Ensure that the HF is now within a safe range to avoid liquidation.

![](https://lh7-rt.googleusercontent.com/docsz/AD_4nXd2xpTMnRVNCnO1HwUeaHuGlWtRuVl7ja1zOGhOEKuAcXornSIQjlFIWrmX6zCCwdd6frH9V_Y9NnzYkJoHtXrcgCedzP8fdoOMfPRDp_QcO0HyGFv8tsx6sXHJCACOYoEOxrc4?key=uUZN19F4shulBnjhlrulQA)

### Step 5: Sign to Confirm

1. Once you have reviewed the changes, click Topup.
2. Sign the transaction through your wallet to complete the modification.


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